Posted Thursday, October 12th, 2006 by Justin
I recently just started using Mvelopes Budgeting Software in place of Crown Financial’s Money Matters software. This software automatically downloads all of your transacations from you online acounts, so you do not have to type in your transacations. It lists all the new transacations, then you drag them to the envelpe/category that you want. I have used the envelope system for a long time, but it always took way to long to manage. Now I only spend a few minutes a week categorizing my transacations, and I’m done. No more reconciling accouts and I know exactly how much money I have to spend in any category.
Give it a try, there is a 30 day free trial. If your bank is not supported, they will add it for you.
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Posted Tuesday, January 3rd, 2006 by Justin
(msn.com) Making New Year’s resolutions is easy. You’ve probably made hundreds. Now count how many you’ve actually kept.
When it comes to your money there are 10 resolutions that you need to start now and can’t afford to give up. The secret of success: Don’t skip the first five. These goals build on each other.
Read Full Story: MSN Money - 10 resolutions to fix your financial life
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Posted Tuesday, September 6th, 2005 by Justin
An estimated 90 percent of hospital bills contain billing errors, costing the average patient $1,300.
(bankrate.com) American hospitals are fleecing patients out of billions of dollars annually, and experts say that while some of the overcharges are honest errors, many are deliberate.
That’s because hospital bills are next to impossible for consumers to understand, which means hospitals can hide improper charges behind mysterious medical terminology and baffling codes.
Read Full Story: 10 ways to avoid outrageous hospital overcharges
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Posted Thursday, September 1st, 2005 by Justin
With gas prices reaching over $3 a gallon today ($3.26 for unleaded - 2 days ago I bought gas for $2.64), here’s some articles to help save on your car’s gas bill.
Calculator: Will driving to a cheaper gas station save money?
Choosing a less expensive gas station is a money-saver. Or is it? Now you can find out if it’s worth driving to that less-expensive station.
10 ways being a smart driver saves you gas and 10 car-care tips that save gas
Your bad driving habits could be costing you at the fuel pump. Following these driving tips will help you save money on gas.
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Posted Tuesday, August 30th, 2005 by Justin
(bankrate.com) Motivating yourself to save money for unexpected events such as a job loss or a major medical bill is difficult. It is more fun and somehow easier to stash away money for an immediate goal such as a new stereo system, summer vacation or the latest fashions.
But building and maintaining a savings cushion is vital for your financial health. Most financial experts recommend having a minimum of three months’ worth of living expenses set aside in case of an emergency.
Read Full Story: 15 simple ways to squeeze your budget
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Posted Tuesday, August 16th, 2005 by Justin
(bankrate.com) When’s the best time to buy an appliance? If you think you should wait until yours breaks, think again. As you indefinitely put off a decision, you’re likely paying much higher utility bills because of the inefficiency of your old appliances.
The recent energy bill signed into law by the president will soon provide tax credits to manufacturers of energy-efficient dishwashers, washing machines and refrigerators that meet the latest efficiency standards and may also result in rebates for consumers. Regardless, consumers will benefit when purchasing high-efficiency appliances by paying lower utility bills.
Read Full Story: Time to replace home appliances? (Page 1 of 2)
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Posted Monday, August 15th, 2005 by Justin
(bankrate.com) Red Sox vs. Yankees. Seat up vs. seat down. Microsoft vs. Apple. To the list of issues people feel irrationally passionate about, add one more: Whether it’s more economical to drive with windows down or with the air conditioning on.
Read Full Story: Will rolling down windows save fuel or not?
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Posted Tuesday, July 19th, 2005 by Justin
(bankrate.com) Look through your wallet. How many credit cards do you count? Have promises of better rates, perks and lower fees caused your wallet to overflow and your mailbox to be stuffed with hundreds of offers each month? While most Americans carry between five and 10 credit cards, some people carry up to 50 — which could wreak havoc on your credit score. So, how many credit cards should you have?
Read Full Story: How many credit cards should you have?
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Posted Monday, June 13th, 2005 by Justin
(bankrate.com) An innovative credit card might make doing business a little quicker for consumers, and more profitable for credit card issuers, with a scanning system that allows cardholders to spend less time in line at fast food drive-thrus, convenience stores and pharmacies.
Read Full Story: Credit card purchases in a blink
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Posted Monday, June 6th, 2005 by Justin
I heard about this today on Clark Howard’s radio show. I was so impressed, i bought one on their website, nobulges.com.
(nytimes.com) The All-Ett, which Ms. Whitehawk said was as thin as a dime, unfolds to reveal two panels, each of which snugly holds two stacks of credit cards (up to 30). It comes in seven colors - including black but not brown - and costs $14.95.
Read Full Story: Like a Girdle for Your Credit Cards - New York Times
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